We can save your time and energy and
navigate through the complex buying process for you
Are you looking to purchase your
first home and don't know where to start?
Let the team at Rands Financial Services help you take the first steps to becoming a homeowner.
As you may know, there are several things to consider when you’re searching for and purchasing your first home. Here are some essential facts you need to know.
We work closely with Conveyancers, Builders, Building Inspectors, PEST Inspectors and Real Estate Agents, ensuring you receive the one stop solution to achieve your financial goals.
First home buyers grant
From 1 July 2017 to 30 June 2020, the Victorian Government has announced to increase the First Home Owner Grant from $10,000 to $20,000 for new homes built in regional Victoria and valued up to $750,000.
First home buyers stamp duty
The Victorian Government announced it would abolish stamp duty for first home buyers purchasing a home with a dutiable value of $600,000 or less from 1 July 2017. In addition, those purchasing a property worth between $600,000 and $750,000 will receive some form of stamp duty concession. Use this home loan calculator to find out your stamp duty costs.
Even for the financially savvy, buying your first home may come with unexpected fees or charges you may not have thought of. For example, strata fees or stamp duty may apply, and it’s crucial they are considered when planning your finances for the next few years.
At Rands Financial Services, we have access to over 40 lenders allowing us to find an ideal loan for you.
We also take each and every customer through the entire loan process, including getting a pre-approval to put you ahead of other buyers.
If you’re looking to purchase your first home and would like to speak to an experienced broker, contact us or simply fill out our enquiry form and we will be in touch.