Rands Financial Services


This publication has been produced by Rands Financial Services Pty Ltd (’Rands Financial Services’). This publication may include content which is owned by third parties (’third party content owners’) and that has been provided to Rands Financial Services for publication. Opinions expressed in this publication are of the writer or contributor and do not necessarily reflect the view of Rands Financial Services or its affiliates.

This publication covers a variety of topics covering home loans. Although some of the information involves stamp duty, legal, accounting, financial or similar issues, Rands Financial Services, its affiliates, and the third-party content owners (as to their materials only) (‘we’) are not in the business of offering such advice and nothing in this publication constitutes a personal recommendation or advice. You must consult with your own professional advisers to examine the legal, tax, accounting, or investment aspects of any information presented in this publication and how they may affect your particular situation.

The information also does not contain all of the applicable terms, conditions, limitations, or exclusions of the products or services described. We expressly disclaim all responsibility and liability for any action or inaction by you in reliance or partial reliance on any material, information, opinion, or advice in this publication or referred to in this publication.

The information is current as at the date of publication but may change without notice. We are under no obligation to update the information or correct any inaccuracy which may become apparent at a later date. We do not take any responsibility for any reliance on the information contained in this publication or for its reliability, accuracy, or completeness. Nothing in this publication is an offer by or on behalf of Rands Financial Services or its affiliates to sell, or solicit an offer to buy, any security or financial product.

All copyright in the contents of this publication belongs to Rands Financial Services, its affiliates, and licensors, or to third-party content owners. All rights are reserved. To the extent permitted by law, no part of any materials in this publication may be reproduced or transmitted in any form without the express written consent of Rands Financial Services. ‘Rands Financial Services’, and the ‘Rands Financial Services’ logo are service marks/trademarks of Rands Financial Services Pty Ltd and are used pursuant to a license.

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