Are you planning to own a Home – Part 3 – Impact of your credit history on the home loan

Visit previous post in this series; Are you planning to own a home? – Then read this for key guidelines. Are you planning to own a Home – Part 2 Do you know that your credit history considerably impacts the success of your home loan application? One of the main things the lender is considering […]

Are you planning to own a home? – Then read this for key guidelines.

  Purchasing a property could be a challenge. You may arrange your finance first or shortlist a property to purchase. You could indeed consider cut down your expenses with the goal of saving your deposit because you know owning a property would be impractical without saving in your hand. Irrespective of your approach, an acquisition […]

Negative Gearing & CGT Proposal

  Labor confirms 1st January 2020 – start date for negative gearing and CGT proposal. Labor has announced that it will implement its plan to restrict negative gearing to new investment properties and halve the capital gains tax discount from 1st January 2020. The date, announced by shadow treasurer Chris Bowen, will limit negative gearing to new […]

What is Single Touch Payroll? How will it affect a small business?

  Since 2014, ATO was discussing Single Touch Payroll (STP) and now it has been mandatory for all the employers to adopt STO since July 2019.   Change to Single Touch Payroll    With the implementation of STP employers are expected to report PAYG and Super information at each pay cycle rather than monthly or quarterly. […]

Why you should use a Mortgage broker?

        There are myriad of benefits of using a mortgage broker to help you to find the best home loan which suits you.   Mortgage Brokers work around your clock Mortgage brokers are generally willing to make appointments at a venue and time which suits you. This might be after work hours […]